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Annuities

An annuity is a contract made between an investor and an insurance company. The investor gives the company money, in payments or lump sum, which can grow untaxed. The money can then be returned to the investor in a variety of ways.  Because brokers can earn relatively high commissions from annuities, they often encourage investors to buy them, even when an annuity is not the most advantageous investment. Some brokers have also been dishonest about costs associated with annuities, such as hefty penalties for early withdrawal. While variable annuities are regulated by the Securities and Exchange Commission, fixed annuities are not, because they are not considered securities.

Fast Facts

Issue name: Annuities
Applicable law/agency: Securities and Exchange Commission (SEC), National Association of Securities Dealers (NASD)
Related topics: Securities, theft, securities unsuitability, misrepresentation/omissions, retirement plans
Do you need a District of Columbia Annuities attorney? Contact one of our District of Columbia Annuities attorneys now.

Securities Exchange Warnings and Other Annuity Concerns

According to the Securities Exchange Commission (SEC) an annuity is a contract between an investor and an insurance company, under which a lump-sum payment or series of payments is made by the... read more

Variable Annuities Are Complicated

There are generally two types of annuities - fixed and variable. In a fixed annuity, the insurance company guarantees the investor will earn a minimum rate of interest during the time the account is... read more

View the Annuities Main Articles page here

Jury Verdicts Related to Annuities

______ $4,100,306 including $100,306 past medicals. - Products Liability Products Liability - Fan - No Thermal Cut Off Device - Burns - Juveniles - Fire

______ $2,720,000. Breakdown: $2,070,000 wrongful death and $650,000 on plaintiff husband's personal injury claim. See Editor's Note. - Motor Vehicle Auto/truck Accident - Rear-end - Fatality - Wrongful Death - Liability Admitted

View the Annuities Jury Verdicts page here

FDA Information Related to Annuities

Direct-to-Consumer Promotion

View the Annuities FDA Information page here

Government Articles Related to Annuities

SEC and NASD Release Joint Staff Report on Broker-Dealer Sales of Variable Insurance Products

View the Annuities Government Articles page here

MSN Newsfeeds Related to Annuities

Jackson's 2007 Sales Rise 22% to More Than $14.5 Billion

Online video reaches new record

View the Annuities MSN Newsfeeds page here

News Articles Related to Annuities

NASD Charges Waddell & Reed with Suitability Violations Relating to Thousands of Variable Annuity Exchanges and Seeks Customer Compensation; Two Senior Execs Also Charged

Should You Exchange Your Variable Annuity?

View the Annuities News Articles page here

Useful Web Sites Related to Annuities

Burg Simpson, Securities Attorneys

Variable Annuities: What You Should Know

View the Annuities Useful Web Sites page here

Wikipedia Entries Related to Annuities

Annuity (finance theory)

Insurance policy

View the Annuities Wikipedia Entries page here

Books Related to Annuities

The Desktop Guide to Money, Time, Interest and Yields

Section 403(b) Compliance Guide for Public Education Employers

View the Annuities Books page here

Do you need a District of Columbia Annuities attorney? Contact one of our District of Columbia Annuities attorneys now.

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